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Product Overview
Everything you need to know before applying
Unsecured business loans for SMEs, traders, and self-employed professionals. Compare working capital, term loans, and overdraft facilities across 25+ lenders. Sanctions up to ₹2 crore, rates starting 14%, tenures up to 48 months, and minimal documentation for GST-registered businesses. We pre-filter offers based on your turnover, vintage, and banking data so you only see lenders you actually qualify with.
Key Benefits
Why thousands of employees working in reputed organizations across India trust DhanLift
- Collateral-free up to ₹50 lakh
- GST-based instant eligibility checks
- Flexible repayment - EMI, daily, or weekly
- Top-up on existing loans
- Sanctions in as little as 48 hours
- Dedicated relationship manager
Eligibility Criteria
Check if you qualify before applying
Documents Required
Keep this ready to speed up your application
Additional documents may be requested by the lender based on eligibility and loan requirements.
No credit score impact
Business Loan EMI Calculator
Estimate your monthly payments instantly
Indicative only. Actual EMI depends on lender pricing, processing fees, and your credit profile.
Common Uses of Business Loan
Available Business Loan
Compare and pick the best offer for your profile
Collateral-free up to ₹50L, decision in 48 hours
GST-based pre-approved offers
Loans for new businesses with 1+ year vintage
Frequently Asked Questions
Quick answers before you apply
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