Fuel your next growth phase

Business Loan

Unsecured business loans for SMEs, traders, and self-employed professionals. Compare working capital, term loans, and overdraft facilities across 25+ lenders.

4.8/5 Rated 2,400+ Borrowers 50+ Lenders
Calculate EMI
Rate from
14%
Max Amount
₹2 Cr
Tenure
12-48 mo

Available Business Loan Products

Compare and pick the best offer for your profile

Product Overview

Everything you need to know before applying

Unsecured business loans for SMEs, traders, and self-employed professionals. Compare working capital, term loans, and overdraft facilities across 25+ lenders. Sanctions up to ₹2 crore, rates starting 14%, tenures up to 48 months, and minimal documentation for GST-registered businesses. We pre-filter offers based on your turnover, vintage, and banking data so you only see lenders you actually qualify with.

Interest / Features

Category-level pricing and highlights

Interest starts
14% p.a.

Indicative starting rate across partner lenders.

Loan amount
₹2 Cr

Maximum category-level amount available.

Repayment tenure
12-48 mo

Flexible repayment window by lender.

Collateral-free up to ₹50 lakh
GST-based instant eligibility checks
Flexible repayment — EMI, daily, or weekly
Top-up on existing loans

Key Benefits

Why thousands choose this loan category

  • Collateral-free up to ₹50 lakh
  • GST-based instant eligibility checks
  • Flexible repayment — EMI, daily, or weekly
  • Top-up on existing loans
  • Sanctions in as little as 48 hours
  • Dedicated relationship manager

Eligibility Criteria

Check if you qualify before applying

Business vintage 2+ years
Annual turnover ₹40L+
GST registered
Profitable last 2 years
Owner age 25–65

Documents Required

Keep these ready to speed up your application

PAN & Aadhaar of proprietor
Business registration proof
Last 12 months bank statement
GST returns (12 months)
Last 2 years ITR

Business Loan EMI Calculator

Estimate your monthly payments instantly

₹25,00,000
15.00 %
36 mo
Principal vs interest20% interest share
PrincipalInterest
Monthly EMI
₹86,663
Total interest
₹6,19,880
Total payable
₹31,19,880

Indicative only. Actual EMI depends on lender pricing, processing fees, and your credit profile.

Frequently Asked Questions

Quick answers before you apply

Loans up to ₹50 lakh are typically collateral-free. Larger ticket sizes may require security.
Most lenders look for ₹40 lakh+ annual turnover and 2+ years of profitable operation.
Lenders prefer 2+ years of vintage, but we have NBFC partners who fund 1-year-old GST-registered businesses.
Most partners use reducing-balance interest. The exact APR is shown on each offer card.
Yes — partners typically offer top-up loans after 6–9 EMIs of clean repayment.