Your gold can do more than just sit in a locker.

Get Instant Gold Loan (Coming Soon) up to ₹15 Cr

Funds in your account in as fast as 30 minutes. Apply in under 2 minutes and let our AI match your profile across 55+ lenders.

No impact to your credit score

Find Your Loan Match

AI powered matching designed to improve approval chances by up to 3X

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Multiple Loan Offers Instantly
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by 50,000+ borrowers
Our partners

Connected with 55+ RBI Regulated Banks & NBFCs

HDFC Bank - DhanLift lending partner
ICICI Bank - DhanLift lending partner
Axis Bank - DhanLift lending partner
Kotak Mahindra Bank - DhanLift lending partner
Yes Bank - DhanLift lending partner
IDFC First Bank - DhanLift lending partner
Bajaj Finserv - DhanLift lending partner
Standard Chartered - DhanLift lending partner
IndusInd Bank - DhanLift lending partner
Bandhan Bank - DhanLift lending partner
Federal Bank - DhanLift lending partner
DBS Bank - DhanLift lending partner
IIFL Finance - DhanLift lending partner
Muthoot Finance - DhanLift lending partner
Tata Capital - DhanLift lending partner
Piramal Finance - DhanLift lending partner
Shriram Finance - DhanLift lending partner
Aditya Birla Capital - DhanLift lending partner
Hero FinCorp - DhanLift lending partner
Chola Finance - DhanLift lending partner
HDFC Bank - DhanLift lending partner
ICICI Bank - DhanLift lending partner
Axis Bank - DhanLift lending partner
Kotak Mahindra Bank - DhanLift lending partner
Yes Bank - DhanLift lending partner
IDFC First Bank - DhanLift lending partner
Bajaj Finserv - DhanLift lending partner
Standard Chartered - DhanLift lending partner
IndusInd Bank - DhanLift lending partner
Bandhan Bank - DhanLift lending partner
Federal Bank - DhanLift lending partner
DBS Bank - DhanLift lending partner
IIFL Finance - DhanLift lending partner
Muthoot Finance - DhanLift lending partner
Tata Capital - DhanLift lending partner
Piramal Finance - DhanLift lending partner
Shriram Finance - DhanLift lending partner
Aditya Birla Capital - DhanLift lending partner
Hero FinCorp - DhanLift lending partner
Chola Finance - DhanLift lending partner

Product Overview

Everything you need to know before applying

Compare home loan offers from 20+ banks and HFCs with rates from 8.4%, tenures up to 30 years, and loan amounts up to ₹15 crore. Whether you're buying your first home, refinancing an existing loan, or constructing on your plot - DhanLift surfaces the lowest APR, processing fee, and prepayment terms in a single transparent comparison view.

Key Benefits

Why thousands of employees working in reputed organizations across India trust DhanLift

  • Lowest market rates from 8.4%
  • Tenures up to 30 years
  • Tax benefit under Sec 24 & 80C
  • Balance transfer with top-up
  • PMAY subsidy assistance
  • Pre-approved sanction in 7 days

Eligibility Criteria

Check if you qualify before applying

Age 21–65
Salaried/self-employed with stable income
Property in approved location
Credit score 720+
LTV up to 80%

Documents Required

Keep this ready to speed up your application

KYC documents
Income proof (salary slips/ITR)
Property papers
Sale agreement
Bank statements (6 months)

Additional documents may be requested by the lender based on eligibility and loan requirements.

No credit score impact

Gold Loan (Coming Soon) EMI Calculator

Estimate your monthly payments instantly

Gold Loan Calculator

STEP 01

Gold Value (Market Price)

₹2.00 L
₹10,000₹1.00 Cr
STEP 02

Interest Rate

12%
7%29%
STEP 03

Loan Tenure (months)

12 months
3 months36 months
Check Loan Eligibility

Gold Loan Summary

Eligible Loan Amount

₹1.50 L

Gold Value₹2.00 L
LTV Applied (75% RBI Limit)75%
Monthly Interest Payable₹1,500
Total Interest Payable₹18,000
Total Repayment₹1.68 L
Annual Interest Rate12% p.a.

Common Uses of Gold Loan (Coming Soon)

Home Renovation
Debt Consolidation
Medical Emergencies
Education Expenses
Travel & Vacations
Weddings & Celebrations
Lifestyle & Major Purchases
Vehicle Purchase
Emergency Financial Needs

Available Gold Loan (Coming Soon)

Compare and pick the best offer for your profile

Products coming soon. Check back shortly.

Frequently Asked Questions

Quick answers before you apply

Most lenders fund up to 80% of agreement value for loans above ₹75L and up to 90% below.
If your existing rate is 50+ bps higher than current market, balance transfer with top-up usually saves significantly.
Principal up to ₹1.5L under 80C and interest up to ₹2L under Section 24 per financial year.
Pre-approval in 3–5 days, final sanction after legal & technical clearance - typically 10–14 days.
Yes - many of our partners offer dedicated NRI home loan products.

Explore Other Loan Types

Find the perfect financing solution for your next goal

Instant Gold Loan | Compare Interest Rates & Lenders | DhanLift