Personal Loan
DhanLift's personal loan marketplace lets you compare unsecured offers from 30+ partner banks and NBFCs in seconds. Get matched to the right lender based on your profile, income, and credit score — with rates from 10.5%, ticket sizes up to ₹40 lakh, and tenures up to 60 months.
Available Personal Loan Products
Compare and pick the best offer for your profile
Pre-approved offers, disbursal in 4 hours
Lowest rate for premium salary accounts
Flexi-loan facility, pay interest only on what you use
End-to-end digital, 30-second eligibility
Product Overview
Everything you need to know before applying
DhanLift's personal loan marketplace lets you compare unsecured offers from 30+ partner banks and NBFCs in seconds. Get matched to the right lender based on your profile, income, and credit score — with rates from 10.5%, ticket sizes up to ₹40 lakh, and tenures up to 60 months. Funds typically disburse within 24-72 hours of approval. No collateral, no paperwork shuffle: a single application, multiple lender decisions, complete pricing transparency before you commit.
Interest / Features
Category-level pricing and highlights
Indicative starting rate across partner lenders.
Maximum category-level amount available.
Flexible repayment window by lender.
Key Benefits
Why thousands choose this loan category
- Unsecured — no collateral required
- Disbursal within 24–72 hours
- Flexible tenure from 12 to 60 months
- Pre-approved offers for select profiles
- No prepayment penalty on most lenders
- Single application, multiple lender decisions
Eligibility Criteria
Check if you qualify before applying
Documents Required
Keep these ready to speed up your application
Personal Loan EMI Calculator
Estimate your monthly payments instantly
Indicative only. Actual EMI depends on lender pricing, processing fees, and your credit profile.
Frequently Asked Questions
Quick answers before you apply
Explore Other Loan Types
Find the perfect financing solution for your next goal