Borrow against your mutual funds with flexible repayment and without liquidating your investments.

Get Instant Loan Against Mutual Fund (Coming Soon) up to 100% on-road

Funds in your account in as fast as 30 minutes. Apply in under 2 minutes and let our AI match your profile across 55+ lenders.

No impact to your credit score

Find Your Loan Match

AI powered matching designed to improve approval chances by up to 3X

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100% Digital Journey
Multiple Loan Offers Instantly
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Strict No Spam Policy
PAN India Coverage
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Rated 4.7
by 50,000+ borrowers

Product Overview

Everything you need to know before applying

New and used car loans from 18+ banks and NBFCs with rates from 8.75%, up to 100% on-road funding, and tenures up to 7 years. Get instant in-principle approval, lock your rate, and walk into the showroom with sanction in hand.

Key Benefits

Why thousands of employees working in reputed organizations across India trust DhanLift

  • Up to 100% on-road funding
  • Instant in-principle approval
  • Tenures up to 7 years
  • Used-car loans up to ₹50L
  • Zero foreclosure on most lenders
  • Special rates for women borrowers

Eligibility Criteria

Check if you qualify before applying

Age 21–65
Min income ₹25,000/month
Stable employment 1+ year
Valid driving licence
Credit score 700+

Documents Required

Keep this ready to speed up your application

PAN & Aadhaar
Income proof
Bank statements (3 months)
Car proforma invoice
Driving licence

Additional documents may be requested by the lender based on eligibility and loan requirements.

No credit score impact

Loan Against Mutual Fund (Coming Soon) EMI Calculator

Estimate your monthly payments instantly

₹8,00,000
9.25 %
60 mo
Principal vs interest20% interest share
PrincipalInterest
Monthly EMI
₹16,704
Total interest
₹2,02,235
Total payable
₹10,02,235

Indicative only. Actual EMI depends on lender pricing, processing fees, and your credit profile.

Common Uses of Loan Against Mutual Fund (Coming Soon)

Home Renovation
Debt Consolidation
Medical Emergencies
Education Expenses
Travel & Vacations
Weddings & Celebrations
Lifestyle & Major Purchases
Vehicle Purchase
Emergency Financial Needs

Available Loan Against Mutual Fund (Coming Soon)

Compare and pick the best offer for your profile

Products coming soon. Check back shortly.

Frequently Asked Questions

Quick answers before you apply

Yes - several partners offer on-road funding including insurance and registration for select profiles.
Yes, until full repayment. The hypothecation is removed on loan closure.
Yes - most partners fund cars up to 8 years old at competitive rates.
Most lenders charge 2–4% on outstanding principal; some waive it after 12 EMIs.
Yes, if you have 12+ months of clean EMI history.

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Loan Against Mutual Fund (Coming Soon) - DhanLift