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Home Loan

Compare home loan offers from 20+ banks and HFCs with rates from 8.4%, tenures up to 30 years, and loan amounts up to ₹15 crore. Whether you're buying your first home, refinancing an existing loan, or constructing on your plot — DhanLift surfaces the lowest APR, processing fee, and prepayment terms in a single transparent comparison view..

4.8/5 Rated 2,400+ Borrowers 50+ Lenders
Calculate EMI
Rate from
8.4%
Max Amount
₹15 Cr
Tenure
Up to 30 yr

Available Home Loan Products

Compare and pick the best offer for your profile

Product Overview

Everything you need to know before applying

Compare home loan offers from 20+ banks and HFCs with rates from 8.4%, tenures up to 30 years, and loan amounts up to ₹15 crore. Whether you're buying your first home, refinancing an existing loan, or constructing on your plot — DhanLift surfaces the lowest APR, processing fee, and prepayment terms in a single transparent comparison view.

Interest / Features

Category-level pricing and highlights

Interest starts
8.4% p.a.

Indicative starting rate across partner lenders.

Loan amount
₹15 Cr

Maximum category-level amount available.

Repayment tenure
Up to 30 yr

Flexible repayment window by lender.

Lowest market rates from 8.4%
Tenures up to 30 years
Tax benefit under Sec 24 & 80C
Balance transfer with top-up

Key Benefits

Why thousands choose this loan category

  • Lowest market rates from 8.4%
  • Tenures up to 30 years
  • Tax benefit under Sec 24 & 80C
  • Balance transfer with top-up
  • PMAY subsidy assistance
  • Pre-approved sanction in 7 days

Eligibility Criteria

Check if you qualify before applying

Age 21–65
Salaried/self-employed with stable income
Property in approved location
Credit score 720+
LTV up to 80%

Documents Required

Keep these ready to speed up your application

KYC documents
Income proof (salary slips/ITR)
Property papers
Sale agreement
Bank statements (6 months)

Home Loan EMI Calculator

Estimate your monthly payments instantly

₹50,00,000
8.75 %
240 mo
Principal vs interest53% interest share
PrincipalInterest
Monthly EMI
₹44,186
Total interest
₹56,04,529
Total payable
₹1,06,04,529

Indicative only. Actual EMI depends on lender pricing, processing fees, and your credit profile.

Frequently Asked Questions

Quick answers before you apply

Most lenders fund up to 80% of agreement value for loans above ₹75L and up to 90% below.
If your existing rate is 50+ bps higher than current market, balance transfer with top-up usually saves significantly.
Principal up to ₹1.5L under 80C and interest up to ₹2L under Section 24 per financial year.
Pre-approval in 3–5 days, final sanction after legal & technical clearance — typically 10–14 days.
Yes — many of our partners offer dedicated NRI home loan products.