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Loan Against Property

Mortgage your residential or commercial property to raise low-cost capital. Rates from 9%, tenures up to 20 years, LTV up to 70%, ticket sizes up to ₹10 crore.

4.8/5 Rated 2,400+ Borrowers 50+ Lenders
Calculate EMI
Rate from
9%
Max Amount
₹10 Cr
Tenure
Up to 20 yr

Available Loan Against Property Products

Compare and pick the best offer for your profile

Product Overview

Everything you need to know before applying

Mortgage your residential or commercial property to raise low-cost capital. Rates from 9%, tenures up to 20 years, LTV up to 70%, ticket sizes up to ₹10 crore. Ideal for business expansion, debt consolidation, or major personal expenses.

Interest / Features

Category-level pricing and highlights

Interest starts
9% p.a.

Indicative starting rate across partner lenders.

Loan amount
₹10 Cr

Maximum category-level amount available.

Repayment tenure
Up to 20 yr

Flexible repayment window by lender.

LTV up to 70%
Long tenure up to 20 years
Lower rates than personal/business loans
Top-up facility

Key Benefits

Why thousands choose this loan category

  • LTV up to 70%
  • Long tenure up to 20 years
  • Lower rates than personal/business loans
  • Top-up facility
  • Multi-purpose end-use
  • Both residential & commercial accepted

Eligibility Criteria

Check if you qualify before applying

Age 25–65
Clear property title
Income proof
Credit score 700+
Self-occupied or rented property

Documents Required

Keep these ready to speed up your application

Property documents
KYC
Income proof
Bank statements (12 months)
Property valuation report

Loan Against Property EMI Calculator

Estimate your monthly payments instantly

₹50,00,000
9.50 %
180 mo
Principal vs interest47% interest share
PrincipalInterest
Monthly EMI
₹52,211
Total interest
₹43,98,022
Total payable
₹93,98,022

Indicative only. Actual EMI depends on lender pricing, processing fees, and your credit profile.

Frequently Asked Questions

Quick answers before you apply

Typically 60–70% of market value for residential and 50–55% for commercial properties.
Yes, both self-occupied and rented properties are eligible.
Multi-purpose: business, education, medical, debt consolidation, etc. Not for speculative trading.
10–15 working days including legal and technical valuation.
Yes — floating rate LAPs typically have zero prepayment charges for individuals.